Payments services availability

2024 2025

Selected services: December quarter 2024

Payment service

Withdraw/deposit cash at an ATM

Transact over-the-counter in a branch

Make card payments (cardholders)

Accept card payments (businesses)

Access accounts using online banking (web browser or mobile device app)

Make/receive account transfers – fast payments

Make/receive account transfers – next business day

Service availability % 99.67 100.00 99.67 NA 99.67 99.60 100
Unplanned outages due to operational issues at Teachers Mutual Bank Limited (hours:minutes) 7:21 0:00 7:21 NA 7:21 8:46 0:00
Unplanned outages due to operational issues at system-wide infrastructure or natural disasters (hours:minutes) 0:00 0:00 0:00 NA 0:00 0:00 0:00

* For detailed information on the compilation of the disclosure data, see RBA Reliability Disclosures (PDF) 

Selected services: September quarter 2024

Payment service

Withdraw/deposit cash at an ATM

Transact over-the-counter in a branch

Make card payments (cardholders)

Accept card payments (businesses)

Access accounts using online banking (web browser or mobile device app)

Make/receive account transfers – fast payments

Make/receive account transfers – next business day

Service availability % 99.86 100.00 99.86 NA 100 99.86 100
Unplanned outages due to operational issues at Teachers Mutual Bank Limited (hours:minutes) 2:59 0:00 2:59 NA 0:00 2:59 0:00
Unplanned outages due to operational issues at system-wide infrastructure or natural disasters (hours:minutes) 0:00 0:00 0:00 NA 0:00 0:00 0:00


* For detailed information on the compilation of the disclosure data, see RBA Reliability Disclosures (PDF) 

Selected services: June quarter 2024

Payment service

Withdraw/deposit cash at an ATM

Transact over-the-counter in a branch

Make card payments (cardholders)

Accept card payments (businesses)

Access accounts using online banking (web browser or mobile device app)

Make/receive account transfers – fast payments

Make/receive account transfers – next business day

Service availability % 100.00 100.00 100.00 NA 100 100 100
Unplanned outages due to operational issues at Teachers Mutual Bank Limited (hours:minutes) 0:00 0:00 0.00 NA 0:00 0:00 0:00
Unplanned outages due to operational issues at system-wide infrastructure or natural disasters (hours:minutes) 0:00 0:00 0:00 NA 0:00 0:00 0:00


* For detailed information on the compilation of the disclosure data, see RBA Reliability Disclosures (PDF) 

Selected services: March quarter 2024

Payment service

Withdraw/deposit cash at an ATM

Transact over-the-counter in a branch

Make card payments (cardholders)

Accept card payments (businesses)

Access accounts using online banking (web browser or mobile device app)

Make/receive account transfers – fast payments

Make/receive account transfers – next business day

Service availability % 99.96 100.00 99.96 NA 99.96 100 100
Unplanned outages due to operational issues at Teachers Mutual Bank Limited (hours:minutes) 0:57 0:00 0.57 NA 0:57 0:00 0:00
Unplanned outages due to operational issues at system-wide infrastructure or natural disasters (hours:minutes) 0:00 0:00 0:00 NA 0:00 0:00 0:00


* For detailed information on the compilation of the disclosure data, see RBA Reliability Disclosures (PDF) 

Selected services: December quarter 2023

Payment service

Withdraw/deposit cash at an ATM

Transact over-the-counter in a branch

Make card payments (cardholders)

Accept card payments (businesses)

Access accounts using online banking (web browser or mobile device app)

Make/receive account transfers – fast payments

Make/receive account transfers – next business day

Service availability % 99.64 100.00 99.64 NA 99.49 99.64 100
Unplanned outages due to operational issues at Teachers Mutual Bank Limited (hours:minutes) 7:59 0:00 7.59 NA 11:20 7:59 0:00
Unplanned outages due to operational issues at system-wide infrastructure or natural disasters (hours:minutes) 0:00 0:00 0:00 NA 0:00 0:00 0:00


* For detailed information on the compilation of the disclosure data, see RBA Reliability Disclosures (PDF)  

Selected services: September quarter 2023

Payment service

Withdraw/deposit cash at an ATM

Transact over-the-counter in a branch

Make card payments (cardholders)

Accept card payments (businesses)

Access accounts using online banking (web browser or mobile device app)

Make/receive account transfers – fast payments

Make/receive account transfers – next business day

Service availability % 99.84 100.00 99.63 NA 99.32 99.63 100
Unplanned outages due to operational issues at Teachers Mutual Bank Limited (hours:minutes) 3:27 0:00 8.11 NA 15:01 8:11 0:00
Unplanned outages due to operational issues at system-wide infrastructure or natural disasters (hours:minutes) 0:00 0:00 0:00 NA 0:00 0:00 0:00


* For detailed information on the compilation of the disclosure data, see RBA Reliability Disclosures (PDF)

Selected services: June quarter 2023

Payment service

Withdraw/deposit cash at an ATM

Transact over-the-counter in a branch

Make card payments (cardholders)

Accept card payments (businesses)

Access accounts using online banking (web browser or mobile device app)

Make/receive account transfers – fast payments

Make/receive account transfers – next business day

Service availability % 99.81 100.00 99.81 NA 99.81 99.81 100
Unplanned outages due to operational issues at Teachers Mutual Bank Limited (hours:minutes) 4:13 0:00 4.13 NA 4:13 4:13 0:00
Unplanned outages due to operational issues at system-wide infrastructure or natural disasters (hours:minutes) 0:00 0:00 0:00 NA 0:00 0:00 0:00


* For detailed information on the compilation of the disclosure data, see RBA Reliability Disclosures (PDF)

Selected services: March quarter 2023

  Payment service

Withdraw/deposit cash at an ATM

Transact over-the-counter in a branch

Make card payments (cardholders)

Accept card payments (businesses)

Access accounts using online banking (web browser or mobile device app)

Make/receive account transfers – fast payments

Make/receive account transfers – next business day

Service availability % 100.00 100.00 99.06 NA 100 99.06 100
Unplanned outages due to operational issues at Teachers Mutual Bank Limited (hours:minutes) 0:00 0:00 20:20 NA 0:00 20:20 0:00
Unplanned outages due to operational issues at system-wide infrastructure or natural disasters (hours:minutes) 0:00 0:00 0:00 NA 0:00 0:00 0:00

* For detailed information on the compilation of the disclosure data, see RBA Reliability Disclosures (PDF)

Selected services: December quarter 2022

  Payment service

Withdraw/deposit cash at an ATM

Transact over-the-counter in a branch

Make card payments (cardholders)

Accept card payments (businesses)

Access accounts using online banking (web browser or mobile device app)

Make/receive account transfers – fast payments

Make/receive account transfers – next business day

Service availability % 99.93 100.00 99.95 NA 99.93 99.75 99.89
Unplanned outages due to operational issues at Teachers Mutual Bank Limited (hours:minutes) 1:30 0:00 1:00 NA 1:30 1:00 1:00
Unplanned outages due to operational issues at system-wide infrastructure or natural disasters (hours:minutes) 0:00 0:00 0:00 NA 0:00 4:33 0:00

* For detailed information on the compilation of the disclosure data, see RBA Reliability Disclosures (PDF)

Selected services: September quarter 2022

  Payment service

Withdraw/deposit cash at an ATM

Transact over-the-counter in a branch

Make card payments (cardholders)

Accept card payments (businesses)

Access accounts using online banking (web browser or mobile device app)

Make/receive account transfers – fast payments

Make/receive account transfers – next business day

Service availability % 100.00 100.00 98.52 NA 98.61 98.19 97.25
Unplanned outages due to operational issues at Teachers Mutual Bank Limited (hours:minutes) 0:00 0:00 32:00 NA 30:00 40:00 25:00
Unplanned outages due to operational issues at system-wide infrastructure or natural disasters (hours:minutes) 0:00 0:00 0:00 NA 0:00 0:00 0:00

* For detailed information on the compilation of the disclosure data, see RBA Reliability Disclosures (PDF)